Deep dive

Fintech

Powering the way the modern economy moves, monetises and scales.

At Project A, our conviction in Fintech started early, when few were paying attention.


We see Fintech as the infrastructure layer beneath the modern economy – a set of capabilities reshaping how businesses and individuals automate complexity, interact with money, and create value. From agentic payments triggered by AI to real-time reconciliation, embedded treasury and insurance, dynamic compliance handling, or intelligent spend controls, Fintech powers the systems behind how money, data, and trust move, and will move, through every industry.


The most compelling Fintech today doesn’t always look like Fintech. It solves specific workflow pain, creates new monetisation paths, and often sits invisibly behind products – abstracting billing, orchestrating compliance, underwriting risk, or turning finance into a programmable layer of business logic.


We are excited to partner with the most compelling founders building this industry infrastructure: composable, deeply embedded, and extensible by design. Whether enabling better decisions, faster movement, or new business models altogether, the new Fintech is not just transforming finance but the architecture of the economy itself. If you’re building in this space, we’d love to exchange perspectives.


Selected investments

Trade Republic

Germany's first mobile and commission-free broker

Zepz

Powering global remittance for millions

Mimo

Mimo is an end-to-end platform for effortless business payments with credit built-in

Re:cap

Non-dilutive funding platform

Liqid

Data-driven platform for private wealth management

Nettle

The future of risk assessment

Tabular

Superpowers for accountants

Dalma

Health insurance for pets

Baobab

Cyber insurance for SMBs

Copay

Optimising cashflow for the construction industry

Gabi

Insurance rate monitoring service

Team

Malin Posern

Partner

Marjorie Lengereau

Investment Associate

Where founders find their first believers

Trade Republic

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Building a 5x unicorn

Project A believed in us before the market did, backing us early and standing by our side through critical moments.

Christian Hecker · CEO

Zepz

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Powering global remittance for millions

We chose Project A as a partner because they truly understood the complexity and nuance of our business. Their grasp of the remittance space was second to none.

Ismail Ahmed · Co-Founder & CEO

Re:cap

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Redefining finance for the digital economy

Project A saw the potential in fintech early on. I’ve been lucky to grow alongside them as they’ve consistently backed bold ideas in the space.

Paul Becker · Co-Founder & CEO